Uninsured / Underinsured Motorists
In Pennsylvania, as in many other states, your auto insurance policy gives you the opportunity to purchase Uninsured / Underinsured Motorists (UM/UIM) coverage. This insurance protects you and your family if you are injured in an auto accident caused by a motorist who has no liability insurance, or whose liability insurance is inadequate to fully cover your damages.
If you are injured by an uninsured motorist or an underinsured motorist, you will want an experienced uninsured accident lawyer, or underinsured accident lawyer, to pursue your insurance claim. At Kozloff Stoudt, our uninsured accident lawyers and underinsured accident lawyers regularly represent the victims of uninsured motorist accidents and underinsured motorist accidents.
In many cases of catastrophic injuries and wrongful death claims, as well as less serious injuries, you may have the right to obtain damages from the insurance company for the responsible motorist, as well as from your own insurance company. You will not risk a rate increase as a result of making a claim for UM/UIM benefits from your insurance company.
Because many people are not familiar with the rules relating to uninsured and underinsured motorist claims, contact one of the lawyers at Kozloff Stoudt who can explain your rights to you and protect your claim for damages.